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The Oso Landslide

Are thoughts and prayers go out the families in the Oso community.  The devastation was so quick and immediate that it’s almost out of the realm of rational thought and the pain will last for a very long time for the living.  It’s been great to see the amazing amount of support from not only our local communities but from around the world.  We may have been knocked down, but we’re going to get back on our feet and keep fighting!

 

There is a big Insurance question regarding this event that I wanted to make sure we passed along to you.  Please check out this link to an article by Bill Wilson of the Big “I”:   http://www.independentagent.com/Education/VU/Insurance/Personal-Lines/Homeowners/Property-Exclusions/WilsonMudslide.aspx  Landslide is not a coverage option for a Homeowners policy, an Earthquake policy, or Flood policy.  The only way to get coverage for an event like this is to purchase a DIC policy which can cover you for Earthquake, Flood, and Landslide.

 

Very few Homeowners are aware that they can indeed buy this type of coverage.  Our agency can certainly assist you in obtaining this coverage or answering any questions you have on the subject.  Please let us know how we can help.


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